My career of 25 years is in IT. I have always had interest in saving and investing my spare cash. I enjoy spending my small amount of surplus cash on things that 'might/will' make me some extra cash... (Instead of buying an expensive belt/watch and never using it) During Covid shutdown in 2020, I see so many people in bad financial situations or some in particular received inheritance and blew the lot in 12months... I wanted to try do my bit and provide some guidance for those that would like to make a change and teach themselves/their children to educate themselves to raise some cash for themselves or a local charity.